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Therese Johnson, REALTOR®
Licensed in ND/MN
How to sell your home and upgrade to your forever home
Downsizing and Upgrading
The worry of how to afford a home that will meet all your needs can be concerning when you start wondering how to navigate home maintenance, stairs, and other inconveniences in your current home.
New construction prices have might it difficult to plan ahead to your next move when independence and ownership are still a priority.
Would you build your dream home even if it cost twice as much as your current home but you didn't have to pay a mortgage?


How does it work?
For home buyers 62+, there is a mortgage option that gives you flexibility with your next mortgage.
With 50-60% down, you could:
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be mortgage free
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have an emergency line of credit
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pay for in home care or updates
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and more!
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For example: if you sold your current home for $250,000 you could qualify for a $400,000-$500,00 mortgage with any of these benefits.
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We can connect you with the right lender to go through all the terms and condition to qualify.
What are the benefits?
Predatory Reverse Mortgages are a thing of the past. Today they are FHA backed which means there is a mortgage insurance to prevent being "upside down" on a home.
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Your heirs will not be responsible for any debts.
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You can continue to "age in place" and maintain your independence in a home of your own for years to come.
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You can potentially build your dream home and not pay a mortgage.

What's Next?
Contact us today to find out how you can actually UPGRADE your home to enjoy for years to come!